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Active · Single Family Residence

645 Floral Valley Drive

Howard, OH 43028

$409,900

Listed Oct 30, 2026

645 Floral Valley Drive — photo 1 of 43
Beds3
Baths3
Square feet1,276 sq ft
MLS #226034416

Listing overview

This Single Family Residence is listed at $409,900 in Howard, OH 43028. 3 bedrooms, 3 bathrooms, 1,276 sq ft of interior space, 47,480 square feet of land, built in 2000

About this property

YOUR PRIVATE RETREAT IN APPLE VALLEY! Enjoy a truly special park-like setting on 3 wooded lots totaling over 1 acre, bordering a 27-acre common wooded area with mature trees and a peaceful stream winding through the property toward Apple Valley Lake. This beautifully updated 3-bedroom, 3-bath home offers privacy, comfort, and plenty of space for entertaining. Inside, you'll find vaulted ceilings, hardwood flooring throughout most of the main level, and new granite countertops. A covered front country porch welcomes you home, while the lower level features a bar area with walkout access to a covered patio and a fitness room. The private backyard is an entertainer's dream, featuring multiple gathering areas, firepit, stream views, accent lighting, and a beautiful wooded backdrop. A paved driveway leads to the 2-car garage. And you'll enjoy all that Apple Valley has to offer, including its 511-acre lake, 3 private beaches, indoor and outdoor pools, 2 clubhouses, hiking trails, tennis and pickleball courts, softball diamond, and more. A rare combination of privacy, natural beauty, extensive updates, and resort-style amenities -- all in one exceptional Apple Valley property!

Highlights

Hoa
Yes
Rooms
Dining Room, Living Room, 1st Floor Primary Suite, Rec Room (Basement)
Sewer
Public Sewer
Garage
Yes
Levels
One
Cooling
Central Air
Heating
Forced Air
Hoa Fee
283
Basement
Yes
Flooring
Wood, Laminate, Carpet, Vinyl
Appliances
Dishwasher, Electric Range, Gas Water Heater, Microwave, Refrigerator
Common Walls
No Common Walls
Lot Features
Stream On Lot, Wooded
Water Source
Public
Garage Spaces
2
Listing Terms
USDA Loan, VA, FHA, Conventional
Lot Size Acres
1.09
Attached Garage
No
Window Features
Insulated All
Laundry Features
Electric Dryer Hookup

Location

Nearby schools

What’s nearby

Schedule a showing

Ryan Conway

Broker

Ryan Conway

Choose a day to see Ryan’s available times for 645 Floral Valley Drive.

Mortgage partner

Get pre-qualified

Mike Roman

See what financing this home could look like with Mike Roman at Highlands Mortgage.

Estimated payment$2,477/mo
Price
$409,900
Down payment
$81,980 (20%)
Principal & interest
$2,073/mo
Insurance
$120/mo
Property taxes
$261/mo
HOA (annual ÷ 12)
$24/mo

Planning estimate using your saved assumptions. Not a quote, pre-approval, or lending decision.

Talk with Mike about this home

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Listing courtesy of E Lindeman, Re/Max Stars — MLS# 226034416. Information deemed reliable but not guaranteed.

Listing Information © 2026 Columbus and Central Ohio Regional MLS. All Rights Reserved.

Listing information is refreshed from the current CCOR feed. Availability, pricing, and details can change without notice.

Information herein is deemed reliable but not guaranteed and is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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